The Sears Holdings 401(k) Savings Plan Information and Notices

The Sears Holdings 401(k) Savings Plan is a tool to help you build savings for retirement and other long-term financial goals. 

Who is Eligible?

All regular* Sears Holdings associates are eligible to participate in either the Sears Holdings 401(k) Savings Plan or the Sears Holdings Puerto Rico 401 (k) Savings Plan on the first day of the third month after their date of hire. For example, an associate hired on February 5 is eligible to participate on May 1. However, an associate may enroll in advance—before actually becoming eligible—to ensure that contributions start at the earliest possible date. 

*Associates who are classified as temporary, seasonal, on-call, peak or interns, and associates that work in certain collective bargaining units are not eligible to enroll or participate in the Savings Plans.  

Before You Enroll or Invest

It is important that you review the investment options under the Plan.  You can access information regarding investment options and investment fund performance on 

Your Benefits Resources ™

.  Select “Investment Summary” under the Savings and Retirement menu at the top of the page and review the “performance” and “fund details” tabs.

Important Sears Holdings 401(k) Savings Plan Notices:


About the Sears Holdings Corporation Stock Fund

You may choose from a variety of options to invest in, including the Sears Holdings Stock Fund. Before investing in the Sears Holdings Stock Fund, it is important to first read the fund’s prospectus. The prospectus includes the annual report for Sears Holdings Corporation on Form 10-K, summary plan descriptions for the Sears Holdings 401(k) Savings Plan and the Sears Holdings Puerto Rico 401(k) Savings Plan, and the Other Information section of the Benefits Handbook.

You can find the Sears Holdings Corporation Stock Fund prospectus by way of the link below or onYour Benefits Resources ™.  Sign in by entering your Sears Holdings Benefits Center user ID and password.  Next select the link under the Savings menu on the right side of the page.  Select “Fund Prospectuses” in the Savings and Retirement menu at the top of the page, then select the “Sears Holdings Corporation Stock” link to access the prospectus.

Sears Holdings Corporation Stock Fund Prospectus (Annual Report)

 

Sears Holdings 401(k) Savings Plan

How to Access Your Account and/or Enroll

You can access your account or enroll by visiting Your Benefits Resources ™. Sign in by entering your Sears Holdings Benefits Center user ID and password, and select the link under the Savings menu on the right side of the page.  Select the “Start saving now!” link on the bottom-left side of the page to begin the enrollment process. 

Determination Letters

Lands' End Spin-off - Impact to the Sears Holdings Savings Plan

To access the Sears Holdings 401(k) Savings Plan or the Sears Holdings Puerto Rico 401(k) Savings Plan, visit Your Benefits Resources ™ or call 1-888-88sears and follow the prompts.